Your personally identifiable information is not retained, shared, stored or used by us or our third-party service providers, except in cases where the user has voluntarily signed up for their services. These third-party service providers are not allowed to use personally identifiable information except for the purpose of providing these services.
Responsibility of Use
money.visualstories.com is not responsible for user information collected by outside parties while visiting money.visualstories.com. This includes information you voluntarily disclose through the use of forums, chats, and e-mail, and information obtained through the use of links on our website.
Although registration is not required for general use of our website, some areas like, submitting content on our website, do require registration. In order to complete the registration process, a user is required to provide their first name, last name, username and email id. We send a welcoming email to all new members for the purpose of verifying their password and username. A user's email id may also be used to contact him/her about the services on our website.
money.visualstories.com takes every precaution to protect our users' information. When users submit personal information through the website, the information is protected both online and off-line. Users' passwords are encrypted and protected with encryption software. For every session, user token is saved in local storage. A user's profile information (except for the password) is also saved in local storage. Which means, token and profile information is deleted from local storage after a user logs out. But if he/she chooses 'Remember Me', the profile information is saved in local storage until the user deletes it from his browser.
Updating Personal Information/Member Status
If a user's personally identifiable information changes, or if a user no longer desires to use our service, we will provide a way to correct, update or remove that user's personal data.
This website contains links to other sites. Please be aware that money.visualstories.com is not responsible for the privacy practices of the sites to which we are linked. We encourage our users to be aware when they leave our site, and to read the privacy statements of websites they visit.
Third-party Advertising and Cookies
A cookie is a piece of data sent from a website and stored on the user's computer by the user's web browser while the user is browsing. Usage of a cookie is in no way linked to any personally identifiable information while on our site.
We use Google and Pinterest tools and web analytics services like Google Analytics. They may save cookies on your browser with the purpose of analyzing website performance and enhancing user experience. They are not linked to any personally identifiable information.
We may use other types of local storage that function like cookies. Your browser may allow you to disable its local storage, disable cookies, delete the contents of its local storage or delete cookies.
You may opt out of personalized advertising by visiting Ads Settings. Google will show only non-personalized ads to users in the EEA.
For serving advertisements to this site, our third-party advertisers may place or recognize cookies on your browser. We have no access to or control over the cookies used by our third-party advertisers.
Rights Pertaining to CCPA
The CCPA provides California residents with certain rights about their personal information. Given here is the description of these rights and how to exercise them.
Right to Request Access
You have the right to request for access to your personal information collected by us. We are obligated to give you the access within 45 days of your request. The information you can request access to, includes:
- Categories of personal information collected about you.
- Categories of sources of personal information collected.
- Purpose of collecting personal information.
- Categories of third parties (if any) that we shared your personal information with.
Right to Request Deletion
You have the right to request for deletion of your personal information that we collected from you and retained, subject to certain exceptions. After a deletion request is received, we will delete your personal information from our records, unless an exception applies.
We may have to deny your request for deletion if the information is necessary for us to:
- Complete a transaction, take actions in context of our business or perform our contract with you.
- Detect security incidents, or protect against a malicious or illegal activity.
- Debug to identify errors that hamper a desired functionality.
- Exercise any right that is provided for, by law.
- Comply with the California Electronic Communications Privacy Act.
- Use in research in the public interest that adheres to ethics and privacy laws, and for which you had earlier provided consent.
- Comply with a legal obligation.
- Make internal, lawful use of the information related to the context in which you provided it.
Processing of Your Requests for Information Access or Deletion
- Your request should provide sufficient information that allows us to verify your identity.
- Your request should provide sufficient details that allow us to understand and respond to it.
- Your requests for access or deletion of information will be processed within 45 days of receipt. If we may take more than 45 days, you will be informed in writing.
- We will not be able to process your request if we cannot verify your identity and confirm that the personal information is related to you.
We will not discriminate against you for exercising any of your CCPA rights. Unless allowed by the CCPA, we will not:
- Deny you services.
- Charge you different prices.
- Give you a different quality of services.
- Suggest that a different price or quality of service may apply to you.
Notification of Policy Changes
Terms of Service
The terms of service constitute an agreement between you ("You") and money.visualstories.com. The following are the terms and conditions for use of money.visualstories.com services, (each feature individually and collectively referred to as the 'Service'). Please read the TOS carefully.
The Service is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein.
1. MEMBER PRIVACY
2. LINKS TO THIRD-PARTY SITES
We do not warrant any products, services, or content.
money.visualstories.com does not sell any products or services provided by third-party sites, and so, does not warrant any products or services. It also does not warrant its content.
The content from or through money.visualstories.com is provided 'as-is', and all warranties, express or implied, are disclaimed (including but not limited to the disclaimer of any implied warranties or merchantability and fitness for a particular purpose.) The information and electronic files provided by money.visualstories.com may contain errors, omissions, bugs, viruses, or other limitations. money.visualstories.com assumes no liability or responsibility for any errors, omissions, bugs, viruses, or other limitations on its website.
You agree to indemnify, defend, and hold harmless money.visualstories.com and its affiliates, licensors, content and service providers, participating publishers, authors, dealers, and suppliers harmless from any liability, loss, claim and expense, including attorney's fees and expenses, related to the use of its website.
We assume no liability for Third-Party Advertisements.
money.visualstories.com does not assume any liability for the products, services, or content of other websites (Third-Party Ads) linked to its website. No links at money.visualstories.com are endorsements of any products, services, or content on other websites.
Visitors to money.visualstories.com agree to indemnify, defend, and hold harmless money.visualstories.com and its affiliates, licensors, content and service providers, participating publishers, authors, dealers, and suppliers harmless from any liability, loss, claim and expense, including attorney's fees and expenses, related to the links on its website.
You agree that money.visualstories.com shall not be responsible or liable for any unauthorized access to or alteration of your transmissions or data, any material or data sent or received or not sent or received, or any transactions entered into through the Service.
You agree that money.visualstories.com is not responsible or liable for any threatening, defamatory, obscene, offensive, or illegal content or conduct of any other party or any infringement of another's rights, including intellectual property rights.
money.visualstories.com may terminate any user's access to any part or all of the Service and any related services at any time, with or without cause, with or without notice, effective immediately, for any reason whatsoever.
4. PROPRIETARY RIGHTS TO CONTENT
You agree that content, including but not limited to text, software, music, photos, video, graphics or other facts in sponsor ads or digitally distributed, commercially produced data presented by the Service, by money.visualstories.com, or its content providers is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws.
You may make a copy of this content for your personal, non-commercial use only, provided that you keep all copyright and other proprietary notices intact. You may not modify, copy, reproduce, republish, upload, post, transmit, or distribute in any way content available through the Service and its associated websites, including code and software.
5. REGULATIONS FOR USER GENERATED CONTENT
The user generated content may be in the form of text, images, audios, videos, graphics, or a combination of any of these forms of media.
You will retain the ownership, copyright and intellectual property rights applicable to all the user generated content uploaded to money.visualstories.com. The access to your uploaded content will remain restricted to your account.
You agree that you will not upload any content that you do not have the sufficient rights to distribute, i.e content protected by copyright, trademark or any other proprietary right, or content that is not covered by the local fair use laws, without the express permission of the owner.
The holder of the account is solely liable for any damages resulting from the infringement of copyrights, trademarks, proprietary rights, or any other harm resulting from created material.
You will not upload or create any content that is false and misleading, illegal (including stolen copyrighted material and material that infringes or has the potential to infringe the intellectual property rights of another), violent, discriminatory against any race, religion, nationality, age, disability or sexual orientation, pornographic or sexually explicit, or likely to cause someone alarm, anxiety or distress.
You will not use the content for any illegal or immoral purposes, including unauthorized or illegal advertising of promotional materials, such as junk mail, spam, chain letters, or pyramid schemes.
You may not upload, post, email, transmit or otherwise make available or initiate any content that contains software Viruses, Worms, Trojan Horses or any other computer code, files or programs that interrupt, destroy or limit the functionality of the Services or that may impact the ability of any other money.visualstories.com user to access the Services.
According to the section 230 of the Communications Decency Act, money.visualstories.com will not be treated as a publisher or speaker for any user generated content. You are solely responsible for and indemnify us against any ramifications, losses, or damages that we may directly or indirectly incur or suffer due to any unauthorized activities conducted by you, and may incur criminal or civil liability.
6. AGE RESTRICTION
The products and services of our website are only for people who are 16 years and older. We do not intentionally collect personal information from anyone under 16 years of age. We abide by the Children’s Online Privacy Protection Act, and if we learn someone under 16 is using money.visualstories.com, we'll terminate their account.
7. MODIFICATIONS TO TERMS OF SERVICE, MEMBER POLICIES
money.visualstories.com reserves the right to change the TOS or policies regarding the use of the Service at any time, and to notify you by posting an updated version of the TOS on this website. You are responsible for regularly reviewing the TOS. Continued use of the Service after any such changes shall constitute your consent to such changes.
Any dispute that may arise between you and money.visualstories.com shall be submitted to confidential arbitration in Maharashtra, India except if you have violated or threatened to violate the intellectual property rights of money.visualstories.com. In such cases, money.visualstories.com may seek injunctive relief or other appropriate relief in any state or federal court.
In all other cases, you and money.visualstories.com shall submit disputes to arbitration under the rules of the Indian Council of Arbitration. The arbitrator's award shall be binding and may be entered as a judgement in any court of competent jurisdiction.
The use of the Service is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and money.visualstories.com as a result of this agreement or use of the Service.
money.visualstories.com's performance of this agreement is subject to existing laws and legal processes and nothing contained in this agreement is exempt from money.visualstories.com's right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Service or data provided to or gathered by us with respect to such use.
If any part of this agreement is deemed invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth, this provision will be replaced by a valid, enforceable provision that closely matches the intent of the original one and the remaining agreement shall continue in effect.
Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and money.visualstories.com with respect to the Service (excluding the use of any software which may be subject to an end-user license agreement).
The agreement supersedes all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between the user and money.visualstories.com with respect to the Service.
A printed version of this agreement and of any electronic notice shall be admissible in judicial or administrative proceedings based upon or relating to the agreement to same extent and subject to same conditions as other business documents and records originally generated and maintained in printed form.
ANY RIGHTS NOT EXPRESSLY GRANTED HEREIN ARE RESERVED.
All content included on the website, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software is the property of money.visualstories.com, or its content suppliers, and is protected by Indian and international copyright laws. The use of any content on money.visualstories.com is strictly prohibited.
money.visualstories.com and other money.visualstories.com graphics, logos, page headers, button icons, scripts, and service names are claimed as trademarks or trade dress of money.visualstories.com.
These trademarks and trade dress may not be used in connection with any product or service other than those offered or provided by money.visualstories.com, in any manner that we believe is likely to cause confusion among customers, or in any manner that we believe disparages or discredits money.visualstories.com.
All trademarks not owned by money.visualstories.com that appear on this website are the sole property of their respective owners.
We do not warrant any products, services, or content
money.visualstories.com does not sell or warrant any products, services, or content provided by third-party sites.
The content from or through money.visualstories.com is for general information purpose only. We do not warrant its completeness, reliability or accuracy. We are not liable or responsible for any errors or other limitations in the website.
Visitors to money.visualstories.com agree to indemnify, defend and hold harmless money.visualstories.com and its affiliates, licensors, content and service providers, participating publishers, authors, dealers and suppliers from any liability, loss, claim and expense (including attorney's fees and expenses) related to the use of its website.
We assume no liability for hyperlinks. money.visualstories.com does not assume any liability for the products, services or content of other websites (Third-Party Ads) linked to its website. No links at money.visualstories.com are endorsements of any Third-Party Ads.
Visitors to money.visualstories.com agree to indemnify, defend and hold harmless money.visualstories.com and its affiliates, licensors, content and service providers, participating publishers, authors, dealers, and suppliers from any liability, loss, claim and expense (including attorney's fees and expenses) related to the links of its website.
We agree to be bound by the laws applicable in Maharashtra, India. money.visualstories.com and its visitors, by visiting its website, agree that the law of Maharashtra, India without regard to principles of conflict of laws, will govern any dispute that might arise between money.visualstories.com and its visitors.